Insider experts select the best products and services to help you make smart decisions with your money (here’s how to do it). In some cases, we receive commissions from our partners, but our opinions are our own. Terms apply to offers listed on this page.
Fees
$35 late fee 10-day grace period, $185 filing fee
Regular Annual Percentage Rate (APR)
6.34% starts from April
Fees
$35 late fee 10-day grace period, $185 filing fee
Regular Annual Percentage Rate (APR)
6.34% starts from April
Detail
Regular Annual Percentage Rate (APR)
6.34% starts from April
Fees
$35 late fee 10-day grace period, $185 filing fee
pros and cons
Important points
Pros and cons of Huntington Bank auto loans
Huntington Bank is best for residents of certain states who want in-person support. Many auto lenders do not have branches, which can make it difficult to get the support you need. Also, unlike some other lenders, the company has no minimum or maximum of credit. This can make it easier for you to get the amount of funds you need.
However, you pay higher rates at Huntington Bank than some competitors, as the minimum starts higher than others. You will pay a filing fee taken from your total loan amount. Additionally, the financing period is relatively slow and the bank is not available in many states.
How do Huntington Bank auto loans compare?
How does Huntington Bank compare?
Editor’s review
Regular Annual Percentage Rate (APR)
6.34% starts from April
Editor’s review
Regular Annual Percentage Rate (APR)
3.50% starts from April
Editor’s review
Regular Annual Percentage Rate (APR)
Varies by dealer
Chase has an undisclosed minimum credit score, and Wells Fargo isn’t clear on credit score requirements either, as they vary depending on the dealer you purchased your car from. There is no minimum credit score that Huntington considers, so even if yours is low, it may still be worth applying.
While Chase only requires a minimum loan of $4,000, Wells Fargo does not disclose the minimum loan amount. Huntington Bank has no set minimum or maximum loan amount.
See our rating methodology for auto loans »
Frequently Asked Questions
Huntington Bank is a BBB accredited company with an A+ rating from the Better Business Bureau. The BBB evaluates companies by their responses to customer complaints, honesty in advertising, and openness in business practices.
Huntington Bank has not been involved in any recent controversy. Between its excellent BBB rating and clean history, you may feel comfortable trusting the lender.
Getting a loan with Huntington Bank is relatively easy. The company has no minimum credit score and will give you an approval decision within 15 to 20 minutes. However, you will have to pay off your loan in person, and you can only borrow if you live in one of the 11 states.
Yes, Huntington Bank is a good bank to work for. As an institution, Insider rates its bank 3.5 out of 5 stars.
